New Home
/Investment
Mortgage
New Purchase Secure the keys to your home with expert, regulation-ready guidance.
Minimum Down Payment Clarity
5% on the first $500,000
10% on the portion between $500,001-$999,999
20% on homes $1 M+ (not CMHC-insurable)
Stress-Test Success
We pre-qualify you at the higher of the contract rate + 2% or the benchmark rate, so there
are no last-minute denials.
Insurance & Incentives
CMHC/Sagen/Canada Guaranty coverage up to $999,999 with <20% down, plus guidance on
the FHSA, Home Buyers Plan (HBP), and up to $4,000 Ontario Land Transfer Tax rebate.
Rate-Hold Advantage
Lock today’s rate for up to 120 days while you shop—at no cost.
Full-Service Closing
We coordinate appraisals, lawyers, and title insurance, keeping your move-in date on track.
Quick Tip: Pair your FHSA and HBP withdrawals to boost your down payment without
triggering tax.
Our Process
Offer-Time Advisory
We review your deal. projected rents and closing costs before you sign.
Funding & Beyond
We liase with appraisers lawyers and insurers. then stay on-call to optimize relis and additional purchases.
Pre-approval
Receive a written ratehold and max purchase price within 24hours.
How it works?
Pre-approval
Offer-Time
Advisory
Funding & Beyond
Get in Touch
Whether you have a specific project in mind or just want to explore
how we can help, our team is ready to assist you.
Headquarters
40 New Delhi Drive, Unit 62 Markham
ON CA L3S 0B5
Phone
+1(877)689-4446
Providing exceptional brokerage and consulting services tailored to your unique and corporate needs.
Authorized by:
Mortgage Edge #10680
15 Wertheim Court | Suite 210
Richmond Hill, ON L4B3H7
40 New Delhi Drive, Unit 62 Markham
ON CA L3S 0B5
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